How To Receive Affiliate Payment As a Non-US Resident

If you are interested in starting your affiliate marketing business or career as a non-us resident, I am sure you have been asking yourself quite a lot about the payment options that are available.

How can a non-us resident receive payment from an american affiliate program like Amazon Associate?

If you are like me, someone who is not form the US but you want to start an affiliate marketing business, don't fret, I have the answer right here.

When I got started, I was wondering how to get paid as an affiliate as well.

That's why I wrote this guide for you to finally get over this obstacle and start your affiliate marketing career at once.

What Is Payoneer?

When I first got started I had no idea how to get paid because my country does not accept the usual payment methods offered by affiliate networks.

Payment methods like:

  • PayPal
  • Wire Transfer
  • Skrill
  • Payza
  • Webmoney

I can't receive my payment through none of those options, and if you are in the same boat as I was, this will be your answer.

This Is Payoneer

The payment method I am talking about is no other than Payoneer. 

Payoneer is a financial services company that can help you transfer money online in a very secure manner.​

It was founded back in 2005 by Yuval Tal in New York City.

Payoneer is created to facilitate the transfer  of cash on international grounds. That's why this company is so important for us (non-us affiliates).

It helps people create a local digital bank in the United States that can function as your actual bank in your country by simply linking your bank to Payoneer.

At this very moment, it provides international transactions or cross-border transactions in 200 countries around the globe.

And they have about 150 different local currencies in functionality. The company also has around 12.000 employees as of 2019.

Is Payoneer Trustworthy?

Yes, Payoneer is doing business with big brand names that are known all throughout the world.

Some of the biggest brand names we know are making good use of this payment service company, for examples, companies like Google, Amazon and even AirBnB.

If Google trust them, why shouldn't you?

and Amazon uses Payoneer to send mass payments to their Amazon Associates every month.

Payoneer has a 4.5 star rating on Trustpilot. The majority of people (80%) are voting it as an excellent payment service.

Payoneer Trustpilot
Payoneer Review

Payonner is also BBB (Better Business Bureau) accredited since 2008. 

It only took them 3 years to get accredited with a B+ rating with 4 stars hanging on its profile.

Payoneer Is Accredited By BBB

How To Get Paid As a Non-US Resident

Here is the guide you are here for, follow these steps and you will be ready to venture into your affiliate marketing world!


Look For An Affiliate Program With More Than One Payment Option

Before you get started and signup for every affiliate program or network you encounter, take some time and look into their payment options first.

Especially for someone that is not from the US, if you are then cool but since you are here, that means you are not.

So make sure that Payoneer is within their payment options. Look under ACH as a payment method.


Create A Payoneer Account (FREE)

The next thing to do is sign up for Payoneer. However, there is one more cool thing about it.

There is a way for you to make $25 as a payoneer member, but to receive that you need to be referred by someone that is already a member.

And that member will also receive a $25 commission. Since I am already a member of Payoneer I can refer you to Payoneer and then the both of us will receive $25 each at no cpst to you.

Click Here To Sign Up.


Link Your Payoneer Account To Your Affiliate Netowrk

The last step to finish off the process is to link your local bank account to Payoneer. Once linked, you will wait for your local bank to confirm the process.

Payoneer's Fees

I am going to tell you about the necessary parts about the fees and exchange rate.

  • When you want to send and receive funds from another Paoneer member it is FREE. There are no fees included. Simply click on the "make a payment" option.
  • To receive cash directly via an eCheck in US dollar is 1% fee.
  • To receive cash directly via credit card or debit card is a 3% fee.
  • Exchanging your currency to another will cost you a 0.5% on fees.

These are the fees that I am working with, there are probaby some things you want to know besides this.

If there's something I haven't mentioned that you deem important you can just check out the Payoneer's page about fees here.

Payoneer Card

It's also possible for you request a Payoneer Card from Payoneer. It's like a prepaid credit card from Mastercard.

But you can only request one if you have received a payment that sums up at least $30 or the equivalent of that. 

Just go to settings and click on Payoneer Cards and follow the instruction there.

Payoneer Bank Accounts

You can add a total of 2 bank accounts to Payoneer. Once you submitted your account it will take some time to get qualified by both ends of the party.

Once that is done, you will see "approved".

Payoneer Bank Account

The next thing you need to do is put in the information provided by Payoneer and add them into your affiliate network's payment details.

What I mean by that is instead of filling in your actual bank account details, use the ones provided by Payoneer isntead.

These are the things you need to use from the new bank account provided by payoneer:

  1. Bank Name
  2. Routing (ABA)
  3. Account Number

Now that was a quick guide on how to receive payment as a non-us resident by using Payoneer. I hope it helped you out and answered your doubt, I wish you the best in your future affiliate marketing business.

However, if you are just getting started, perhaps you can check out this article called "How to start affiliate marketing with no money".

Leave me a comment if you find this guide to be helpful or if you have any experience that you would like to share when it comes to affiliate marketing as a non-us resident.

Stay cool & humble.

The Internet Has Changed! 

Making Money Online Is Not a Myth, Never Was, Never Will Be, And It Has Never Been More Obvious.

Click The Link Below!

About the author 


Kayin is an online marketer that started his affiliate marketing journey with nothing but an old HP laptop and $100 in his credit card. He learned all the necessary skills to succeed in affiliate marketing by following the STEP-BY-STEP system from Wealthy Affiliate. You can find him inside the community exchanging internet marketing ideas and strategies.

  • Hello there Kayin.  Thank you for the post.  I currently use transferwise and pay pal for most of my payments that could potentially go over seas.  Right now I am in the process of signing up for payoneer.  I am doing this because there are some countries that do not accept payment from the united states when I try to use transferwise or pay pal.  I am excited to join payoneer so that I can pay anybody in the world hassle free.

    • Hello Eric,

      Aaah, I see. You should definitely give Payoneer a go then. I am almost certain that your business will have more fluidity by adding Payoneer into it.

      No need to break your head on how to send and receive! Wishing you the best of luck with your business, Eric!

  • Hello there! as it clearly explains what it truly means. For me, I consider it the best payment options one can ever make use of because since I’ve been using it, I’ve never seen any reason to complain about it, I love it as it’s fast and easy to operate.


    • Hello, 

      I totally agree, I have been using this for my affiliate marketing business and I am receiving mass payouts without any issues 🙂

  • I have a cousin who lives in Ireland. can the services reach him there? I would like to know. We have been trying a few things from the US to Ireland. I need to look into the fees more to be sure though before they charge us a lot.

    This would be really helpful if it works. 

  • Hi Kayin! You have no idea how happy I am after reading this, I am really thankful for your insightful article. It is exactly what I needed.

    Read up a few other articles but none of them really answered the questions but this one finally did. Now I can do my online business with ease!

    Thank you thank you thank you!

    • Hi Shanta,

      That means a lot to me, thanks!  

      I know how frustrating it is when I just got started as well, I didn’t know where to turn to, no one knows the answer. That’s why I wrote this article in hope that people like you will benefit from it.

      It took me a while to find Payoneer when I first got started, so I need to make that easier for everyone else.

      Best of luck!

  • Thank you so much for sharing with us an informative and interesting article. The main content of this article is to accept affiliate payments as a non-US resident whose medium is Payoneer. The detailed discussion you have mentioned about the Payoneer mentioned in your article is truly remarkable.

    I also do affiliate marketing and receive payments through Payoneer. Payoneer is a payment system that allows easy payment to be received and transferred.The most important aspect of Payoneer is that it opens up an account by signing up for free and with any account, you will be able to receive all payments from your affiliate marketing online, which I am currently doing.

    I enjoyed reading your article, so I’d like to share your article on my Facebook group so everyone can know about this pie and open an account here and fix their own payment system.

    • Hi Islam,

      Thanks, you are more than welcome to share it, that is the main reason for this article, to help non-us affiliates find a fast and secure way to receive affiliate payments.

      Payoneer has been a drop of heavenly tool for me, thanks to Payoneer I am able to receive all my affiliate payments on time and whenever I want.

  • wow. so this just means that if i travel down to australia, i could receive my payments, this is nice. I know that finding a good article does not come by so easily so i must commend your effort in creating such a beautiful website and writing an article to help others with useful information like this.

    • Hello Benny,

      A little bit of hard work goes a long way, thanks for appreciating the effort!

      You can get paid anywhere, pal. Payoneer makes money transfer a walk in the park, haha. 

      Best of luck to you!

  • the superb insight that i have gotten from this article is really great. i am excited because i am planning on going on a journey that will take me about 3 months before i return and i was wondering how i would manage my business and receive funds from my clients. thank you for this great post.

  • {"email":"Email address invalid","url":"Website address invalid","required":"Required field missing"}

    1-on-1 Coaching: FREE Coaching for 1-MONTH to help you build a profitable online business, deal?